Flexible & Fair
MOD takes pride in ensuring Advances are both flexible and fair – something predatory payday lenders wouldn’t know anything about.
Powered by one of the country’s top Community Development Financial Institutions (CDFI), MOD is here to both lend a helping hand and empower you to escape the debt cycle.
Private & Secure
Say goodbye to standing in long lines for an Advance. Who has the time? MOD is available entirely on your phone, for your convenience and privacy.
MOD’s strict privacy and security standards means your data and money are protected.
Let's break the cycle. Together.
- No credit check
- No fees to get your money
- Approval within minutes
- Longer payback times
- Money available in 1-2 business days
- Lowest rates in the industry
- Build confidence through levels
- Built by one of the nation's top CDFIs
- No monthly subscription or hidden fees
- No pre-payment penalty
Payday Lenders
- Standing in line
- Expensive hidden fees
- 400%+ interest rates
- Pay back in 2 weeks or less
- Harsh terms
- Illegal in many states
- Traps you in a debt cycle
Other Borrowing Apps
- Fees to get your money
- Monthly subscription fees
- 100%+ interest rates
- Credit checks
- Expensive hidden fees
- Pre-payment penalties
- Lower advance amounts
We'll see you soon!
MOD is currently in beta testing and is not publicly available for download. Follow along here or on social media to be the first to know about future releases!
Contact Us
If you have questions, comments, or even ideas for features we should include for MOD, our support team is happy to help!
- support@mod.cash
- (844) 439.9258
- Monday – Friday • 8am – 5pm