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MOD

Built on two-way trust.

Advances from $25 to $400. No credit check.

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Flexible & Fair

MOD takes pride in ensuring Advances are both flexible and fair – something predatory payday lenders wouldn’t know anything about. 

Powered by one of the country’s top Community Development Financial Institutions (CDFI), MOD is here to both lend a helping hand and empower you to escape the debt cycle.

Private & Secure

Say goodbye to standing in long lines for an Advance. Who has the time? MOD is available entirely on your phone, for your convenience and privacy.

MOD’s strict privacy and security standards means your data and money are protected.

Let's break the cycle. Together.

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Payday Lenders

Other Borrowing Apps

MISSISSIPPI ONLY (FOR NOW!)

NOW AVAILABLE

WHY MISSISSIPPI?

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Predatory Lenders
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More PDLs Than Walmarts​¹
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Average Interest Rate
# 52
Poverty Rate in US²

[1] [2] Mississippi has over twice as many “cash advance” companies than there are Starbucks or McDonald’s – and 10 for every Walmart.

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Get In Touch With Us

If you have any questions or comments, we are more than happy to help! Feel free to use this form to reach us, or email us directly at support@mod.cash!